Shopkeepers' Insurance

Protection for shop owners and stores

Shopkeepers Insurance is a comprehensive policy designed to protect small and medium retail businesses from unexpected financial losses. Whether you run a grocery store, clothing shop, electronics outlet, pharmacy, or any other retail establishment, your shop is exposed to risks like fire, theft, natural disasters, and accidental damages. Shopkeepers Insurance provides all-round protection for your shop's building, contents, stock, money in transit, and liabilities. With rising operational risks and increasing costs of repairs and replacements, this insurance ensures your business remains stable, secure, and uninterrupted even during challenging events.

Benefits of Shopkeepers Insurance

Shopkeepers Insurance offers wide-ranging benefits that safeguard both the physical assets and financial wellbeing of your business. It covers damage to the building, loss of stock, burglary, fire accidents, and natural calamities. Many plans also include coverage for cash in safety or transit, breakdown of electronic items, public liability, employee-related risks, and legal expenses. This insurance helps ensure business continuity, minimizes financial losses, and protects the livelihood of shop owners. With flexible add-ons, affordable premiums, and easy claim processes, Shopkeepers Insurance becomes an essential safety shield for every retail business.

Services We Provide in Shopkeepers Insurance

Shop Building & Structure Cover

Protection for the physical structure of the shop from fire, storms, floods, and other accidental damages.

Stock & Inventory Insurance

Coverage for raw materials, finished goods, and inventory against fire, theft, and other insured risks.

Burglary & Theft Protection

Compensation for stolen items, break-in damage, and loss of valuables kept inside the shop.

Fire & Allied Perils Cover

Protection against fire, explosion, lightning, riots, strikes, floods, storms, and earthquakes.

Cash-in-Safe & Cash-in-Transit Cover

Coverage for loss of money kept in the shop or while transporting it to the bank.

Electronic Equipment & Machinery Cover

Insurance for computers, POS systems, refrigerators, ACs, and machinery used in daily operations.

Public Liability Insurance

Protection against third-party injuries or property damage occurring within the shop premises.

Employee Personal Accident Cover

Financial protection for employees in case of accidental injury, disability, or death.

Claim Support & Policy Customisation

Complete assistance in choosing the right cover, managing documentation, and ensuring smooth claim settlement.

Get Your Shopkeepers Insurance Quote Today

Protect your shop with comprehensive coverage

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