Liability Insurance

PI, D&O, CGL, and product liability cover

Liability Insurance protects individuals and businesses against financial losses arising from legal claims made by third parties for injury, property damage, or negligence. In today's business environment, even a small incident can lead to costly lawsuits, medical expenses, or property repair obligations. Liability Insurance ensures that such unexpected liabilities are covered, helping organisations safeguard their finances, reputation, and operational continuity. From general public liability to product liability, professional liability, and employer-related risks, this insurance provides essential coverage for businesses across all industries.

Benefits of Liability Insurance

Liability Insurance offers comprehensive protection against claims resulting from accidental injuries, property damage, or professional errors. It covers legal defence costs, compensation payouts, and settlements, which can otherwise place significant financial burden on a business. Many plans also extend to product-related risks, employee-related liabilities, and legal claims from clients or the public. By securing liability coverage, businesses strengthen their risk management, maintain regulatory compliance, and build trust with clients by demonstrating responsible practice and safety assurance.

Services We Provide in Liability Insurance

Public Liability Insurance

Protection against claims from third parties for accidental injury or property damage occurring at your premises or due to your operations.

Product Liability Insurance

Coverage for manufacturers, distributors, or sellers against claims arising from defective products causing harm or damage.

Professional Indemnity Insurance

Protection for professionals such as consultants, auditors, engineers, or designers against claims arising from errors, omissions, or negligence in service delivery.

Employer's Liability / Workmen Compensation

Coverage for employee injuries or accidents occurring during the course of employment, including medical and legal expenses.

Commercial General Liability (CGL)

A comprehensive policy that combines public liability, product liability, and additional operational risks under one umbrella.

Directors & Officers (D&O) Liability

Protection against legal claims made against company directors or key executives for managerial decisions resulting in financial loss.

Cyber Liability (Optional Add-On)

Coverage for data breaches, cyberattacks, and digital liability exposures affecting business operations.

Tenant's Legal Liability

Protection for businesses renting commercial space against accidental damage caused to the rented property.

Complete Risk Assessment & Claim Assistance

Support in identifying liability exposures, selecting suitable coverage, and ensuring smooth claim documentation and settlement.

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