Engineering/Plant Insurance

Machinery, construction, contractor's all-risk

Engineering/Plant Insurance provides comprehensive protection for businesses that rely on mechanical, electrical, and industrial equipment. Industries such as construction, manufacturing, infrastructure, fabrication, and heavy engineering are exposed to risks like machinery breakdown, accidental damage, structural collapse, and equipment failure. This insurance offers financial protection against unforeseen losses that impact productivity, asset value, and project timelines. With coverage for both fixed and mobile equipment—from boilers and pressure plants to cranes, excavators, and production machinery—Engineering/Plant Insurance ensures continuity of operations, reduces downtime, and safeguards businesses from expensive repair and replacement costs.

Benefits of Engineering/Plant Insurance

Engineering/Plant Insurance offers wide coverage against operational and accidental risks. It protects machinery and equipment from sudden breakdowns, mechanical failures, fire, explosions, and damage during use or maintenance. It also covers civil engineering projects, contractor equipment, and third-party liabilities arising from accidental incidents. This insurance helps businesses maintain uninterrupted operations by reducing financial burden, supporting faster recovery, and ensuring compliance with safety and project requirements. With flexible plans and optional add-ons, Engineering/Plant Insurance becomes a critical risk-management tool for companies handling heavy machinery or complex engineering assets.

Services We Provide in Engineering/Plant Insurance

Machinery Breakdown Insurance

Coverage for sudden and unforeseen mechanical or electrical breakdown of industrial equipment.

Boiler & Pressure Plant Insurance

Protection against explosions or accidental damage to boilers, pressure vessels, and related systems.

Contractor's Plant & Machinery Insurance

Insurance for cranes, excavators, road rollers, batching plants, and other mobile machinery used at project sites.

Electronic Equipment Insurance

Coverage for sensitive electronics such as control panels, PLC systems, computers, and automation machinery.

Erection All Risk (EAR) Cover

Protection for installation, testing, and commissioning of plant and machinery.

Contractor's All Risk (CAR) Cover

Comprehensive coverage for construction projects, including worksite risks and third-party liabilities.

Deterioration of Stock Insurance

Protection for perishable goods stored in cold storage due to equipment failure or temperature fluctuation.

Loss of Profit Due to Machinery Breakdown

Compensation for business interruption and financial losses resulting from equipment failure.

End-to-End Risk Assessment & Claim Assistance

Support in selecting the right engineering policy, documentation, compliance, and smooth claim handling.

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Protect your machinery and equipment with comprehensive coverage

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